Dear Future Entrepreneurs,
First, let me say how proud I am of you for taking the step toward building something of your own. Whether you were born in America or came here from across the world, the pursuit of the American Dream is one of the most courageous and rewarding journeys you can embark on. There is something incredibly special about building a business, turning an idea into reality, and creating the foundation for a legacy that could last for generations.
As someone who has been in your shoes, I feel a deep responsibility to share some advice that I wish I had heard when I started my own business. My first mistake—and probably the one that impacted me the most—was using my personal savings to start my company. At the time, I thought I was doing the right thing, showing commitment by putting everything I had on the line. But looking back, I realize how limiting that decision was.
I want to be very honest with you—do not make the same mistake I did. You should always look to fund your business with credit, not your personal savings. There are countless lenders and financial institutions that provide funds specifically for people like you—aspiring entrepreneurs who need that initial push to get their dreams off the ground. The money is there, ready to be borrowed, and using it strategically will allow you to preserve your own finances and give you room to grow.
It’s easy to think that funding your business personally shows more dedication or makes you more responsible, but in reality, it can put unnecessary strain on you. It ties your personal well-being to the ups and downs of your business, and that can be incredibly stressful. I know because I lived it. The freedom of starting your business with credit instead allows you to focus on building and growing, without constantly worrying about whether you’re risking your own financial future.
I’m not here to say the journey will be easy—it won’t be. There will be long days, tough decisions, and moments when you question everything. But those moments are also where you’ll grow the most. Every setback will teach you something invaluable. Still, if you can avoid the pitfall of draining your personal savings, you’ll give yourself the best chance to succeed without the weight of unnecessary financial stress.
Entrepreneurship is about more than just making money. It’s about creating a life of freedom, opportunity, and possibility—not just for you, but for your family and future generations. It’s about having the courage to build something that can outlast you. So take this journey seriously, but also know that you don’t have to do it the hard way.
I believe in you and your vision, and I hope that this piece of advice helps you build your dream on solid ground. The road ahead is filled with opportunities, and I’m excited for the future you’re about to create.
With sincerity and support,
Quincy Jackson
Founder, Perfect Credit USA